I believe everyone has a hidden talent…

June 1st, 2016

I always admired Oscar Winner Natalie Portman for being such a fine actor. But a lesser known fact about this beauty is her unbridled talent for science and innovation as a student. She was a semifinalist in the Intel science competition while in high school and then went on to study neuroscience at Harvard. According to an article by Natalie Angier, ” while carrying out her investigation into a new, “environmentally friendly” method of converting waste into useful forms of energy, and maintaining straight-A average she’d managed since grade school, Ms. Portman already was a rising movie star.” She was already acting in many big names like the Star Wars prequel trilogy before she went on to Harvard.

According to her mentor at Harvard, Abigail A. Baird, “There are very few who are as inherently bright as Natalie is, who have as much intellectual horsepower, who work as hard as she did. She didn’t take a single thing for granted.”

I believe everyone has a hidden talent. Some people just haven’t discovered it yet. For the vast majority of students, it could be a sports that they have never played but always wanted or an academic subject that they have not explored or a hobby that they think they would be really interested to pick up. Let us know what your hidden talents are. Drop us an email at flipgigs@flipgigs.com. We are particularly interested to hear from talented students. I know I might have a hidden talent for painting a wall mural for children’s rooms even though I am not great at traditional art. Maybe, one day I will finally take it up.

Aakanksha Sengupta

Campussmart Marketing & PR

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College debt problem is now sadly as big as the home mortgage crisis..

April 25th, 2016

Was reading about more disturbing news about how college debt problem could become a huge catastrophe, as big as the home mortgage crisis. Students are not the only ones suffering alone. Their parents will suffer the most especially those take out loans for children or co-sign loans will find it more difficult to pay up as they stop working and their income declines. According to the Project on Student Debt, the typical college student is graduating with an average debt of $25,250. Those that end up going to grad schools rack up even more loans. Loans that parents have taken out for higher education has climbed 75% since the 2005-2006. Parents owe an average of $34,000 in student loans and that figure rises to $50,000 over the standard 10-year repayment period. William E. Brewer Jr., president of the National Association of Consumer Bankruptcy Attorneys has warned “”Take it from those of us on the frontlines of economic distress in America, this could very well be the next debt bomb for the U.S. economy.” So students start looking for ways to make multiple streams of income, wear a hardy work ethic, be on a strictly saving diet and star stashing away a lot of cash for higher education. Visit www.flipgigs.com and start posting services today! Make a small step towards your long term plan to be debt free.

 

Aakanksha Sengupta

Campussmart Marketing & PR

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Hey students ! Did you know that you can run great marketing campaigns without leaving the dorm room?

February 25th, 2016

Online brand management is key to early stage small businesses and Startups in particular can leverage students to help them with part time or contractual help. Students usually have very large network of friends and they usually understand social interactions better. They bring an authentic voice to the medium. Think about this. Without even leaving a dorm room, students with great writing skills can run great marketing campaigns on Twitter and Facebook and make good money on the side. Consistent branding across social media platforms is now critical with this continuously evolving landscape. Social media is changing the way the world does business and the way businesses reach their customers. Today, startups out there need help marketing their product or service. So why not match them up with students who are ready to build an online reputation for your product? In return Students get real-world experience, make neat income and startups get actual help. Students majoring in communication studies, psychology or business or marketing can make great social media experts. That said, any student with an interest in social media could be an asset. Students seeking careers in just about any area can benefit from social media experience in their resumes.

Students can flourish with their blogging skills since they can leverage a huge digital footprint.There are many students with specific traits who blog on different social media outlets from posting on Facebook and Twitter to blogging on Tumblr , answering questions on Formspring and now the latest craze Pininterest which is a creative outlet for students worldwide.

Aakanksha Sengupta

Campussmart Marketing & PR

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How does a whole new generation of students get out of perpetual debt?

November 25th, 2015

With the current economic conditions the way it is and the financial crisis, money is drying up soon. For our children, it is going to be harder than ever to get educational loans. If they do get it, there will be record default on existing loans.How much loans do our students have to stomach to get that higher education? Are they meant to be in perpetual debt ? How can we pop this loan bubble? There are few things that are responsible for driving up the price of student loans. The government is no longer granting loans. And then of course with the credit downgrade, it has significantly increased the cost for the companies borrowing money to lend to students who will then simply pass on this increased cost on to the students.It is only fair that that just like housing loans student loans be forgivable with bankruptcy. Anyways, now is the time to change our attitudes and have our younger generation think of new ways of saving money from an early age. Rather than racking up loans it’s the time for students to look into what skills they possess and how they can sell their services to come up with enough dough for college and beyond.

 

Aakanksha Sengupta

Campussmart Marketing & PR

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Did you know that money problems, not bad grades, are the reason cited by most college students who have considered dropping out?

September 15th, 2015

Did you know that money problems, not bad grades, are the reason cited by most college students who have considered dropping out? Even a genius student like Steve Jobs was not spared from this dilemma when he had to drop out of Reed College since his working class parents’ savings were being spent on his college tuition. Today, in a recession battered community students are looking at new and innovative ways to earn money.

A majority of students at four-year colleges say they routinely feel at least a little worried about not having enough money to make it through the week. Scrimping has long been part of the college experience, of course, but tough times in the real world mean even tighter money on campus.

Young people between the 18 and 24 years old are among those having the most difficulty finding jobs in this weak job market. About 23% of 18 and 19 year olds students are jobless, according to the Labor department, as are almost 15% of those between the ages of 20 and 24.That’s far higher than the national 9% unemployment rate.

According to a recent WSJ article, younger people, mainly students once were among the most reliable customers for less-expensive chain restaurants. These days, though, many of them have less in their pockets,forcing them to eat at home more and to be pickier when they do grab a bite elsewhere. The shift in habits has everything to do with uncertainty about the economy and the burden of student loans.  For poorer students anxious to keep up with their peers, the “inevitable consequence is debt”.

There is light at the end of the tunnel. Students, how do you then find the perfect internship to pay your bills and help with tuition? Are you looking for an internship in law, scientific research, maybe law, medicine, psychology… the list is endless. High School students can make their application very appealing with a summer internship related to the area they want to major in. College Students can impress their job interviewers with an internship. An internship can open the doors to the working world. You can also network with experienced professionals who can help guide you towards a career. At Flipgigs companies constantly post jobs and internships and attract student talent easily.

Discover more at www.flipgigs.com today!

Aakanksha Sengupta

Campussmart Marketing & PR

 

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Student Loans. Demystified.

December 6th, 2014

 

As thousands of students around the world make their way back to college, many of them are experience first-hand the notion of being in debt.  According to the chart from Sallie Mae, a leading student loan lender, Student Borrowing accounted for 18% of financing for college.  In addition, another takeaway is that Student Income and Savings accounted for 12%.  This means that on average, students footed 30% of their college bill.

Source: Sallie Mae

Student loans can be a way to pay for higher education.  In other words, students are making an investment in their future.  However, the loan documents can be confusing and choosing the right loan is difficult.  This page is designed to help students and parents understand the basics of student loans and provide additional resources.

To get a student loan, you will need to start off by first filling out the Free Application for Federal Student Aid (FAFSA).  It is imperative that you fill this out because the Federal Government provides grants and scholarships to those who qualify.  To fill out the FAFSA you will need a copy of your last year’s income tax return.  Here is a list of Federal Grants that you can apply for.

Grants and scholarships are essentially gifts to you to pay for your education and you do not have to pay them back.  Yet grants and scholarships do not always pay for the entire cost of attending college.  So that you’re prepared, I want to introduce you to the most common student loans.  They include:

  1. Perkins Loans

These loans are available to all students: part-time, full-time, graduate, and undergraduate.  Highlights of a Perkins loan include: low interest rate, deferred payments, and no prepayment penalty.  Depending on your status, undergraduates can get up to $20,000 over their undergraduate years while graduate students can get up to $40,000 of over their graduate years.

2. Stafford Loans

Like the Perkins Loans, these loans are available to all students.  Highlights of this loan include: flexible repayment options, fixed interest rate (6.8%), and the interest can be subsidized if you demonstrate need.   The loan limit ranges from $2000-$20000.

3. PLUS Loan

Lastly, the most popular form of a loan is the PLUS Loan.  These are unique because students can get large amounts depending on the cost of attendance.  Careful! This type of loan can only be taken out by parents, so they will need to pass a credit check.  Unlike the other loans, interest is higher at 8.5% and is not subsidized.  Also, repayment begins 60 days after the loan is made.

As you may have noticed, loans come in a variety of forms and can be a way to finance the cost of college.  The best way to get more information about college funding is to meet with a financial aid advisor at your college. They will be able to provide you information about scholarships available your college and other types of financing.  If you’re still seeking more information about federal funding, please visit these two sites:

  1. The Department of Education’s loan page (where you can view the Student Guide)
  2. The Federal Student Aid Direct Loans site